Monday 1 May 2023

Financial Literacy

                Financial literacy is crucial in today's world and books like Rich Dad Poor Dad by Robert Kyosaki can help. In this article, we'll explore some of the key concepts including income, expenses, assets, liabilities, and cashflow, as well as the importance of financial IQ and overcoming obstacles to achieve success in business and finance.





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Friday 21 October 2022

Happy Diwali 2022


    Before starting my article, I wish everyone my best wishes for Diwali. I would like to know your plans for this diwali. Let me guess. Crackers, Clothes, Special dishes, travel and tours etc. We work everyday in a year and only celebrate these festival days. Yes.., aim of the festivals is also to enjoy these days. Apart from one day of enjoyment, why don’t we plan to start something on this auspicious day for lifetime enjoyment. I am not here to disturb your festival holiday vibes but to open your eyes for lifetime freedom vibes. 

Happy diwali yellow background with diya and florals

 

    Every new year we make resolutions to start something new with our habits like going to the gym, traveling, learning new skills etc. Many follow them and too many forget them. Unlike new year, why don’t we start new processes on this diwali to go one step ahead in our life financially. I am sure that this is not a new year's solution to follow up on something. I suggest you start something on this day.

    Many have believed that if we start something new on Diwali, it helps us to grow better in that field or life. Then only in the start market they are opening the market for one hour on Diwali in the name of “Muhurat Trading”. They believe that if they buy some stocks on Diwali, they hope that they will get more profit that year. But actually some use this as long term trading like Diwali to Diwali trading. They buy stock on this year's diwali and sell it on next year's diwali. If they buy good stocks, they definitely go high and they book profits. It happens as a market scenario or their beliefs. But they stepped up and got rewarded for that.

    I don’t suggest you invest in stocks or trading on stocks. I would like to ask you why don’t you start like those on this diwali for your financial life. It might be stocks, Mutual Funds, Bank Deposits, Real estates, New business or anything else.

    Yes. All days of the year we are working. I remind you that all days of the year you are working for your company or government in the name of taxes. I just ask you why don’t you work on this day only for you? I would like to ask you to plan for your future. I would like to ask you to evaluate your goals for the future. So I am just writing this blog to remind you to start work for yourself on this day.

    Just start an investment which helps you to grow more than your normal savings. Focus more on investments than savings. Start a financial strategy to build your own empire. You might ask me to list out the investment options to start on this day. But I need you to search it on your own to earn the financial knowledge.

    Many rich or high salary people also cannot have financial knowledge. It is about not earning it is all about how you hold and make it grow via compounding effect. This knowledge is only consumable by self learning not by giving ideas. So on this Diwali I want everyone who reads this article to start an investment plan by searching and learning about financial knowledge for your own financial freedom. I hope you do that. Once again ‘Happy Diwali’ to all.

Tuesday 15 March 2022

Treat yourself as an Organisation

 

In this article, I have written the impact if we treat ourselves as an organization. Please read and share your feedback.

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Sunday 12 September 2021

Overview of Banking Business

     An article about the overview of Banking Business. Please read it and share your feedback.


 


Friday 6 August 2021

Is Time Travel Possible? - by Kirubhakaran


    Modern Science and Space Science has a big dream of travelling to the future. They believe that if we can travel beyond the speed of light we can get the chance to travel between time to the past or future. But is it practically possible to travel between time? And they strongly believe that if we travel at the speed of light, we can freeze time. They may be geniuses in physics or space science whatever. But for that reason, I cannot appreciate those words which are we can travel to the future or Past.   



    Actually time is created by humans and does not physically exist in this universe. We have to remember one thing. Our solar system is not even 0.00….1% of the universe. Based on Earth rotation to the Sun of our solar system, we are calculating the days. If yes, how can we change the whole universe state in terms of time by inventing a machine or calculation from not even 0.0….1% human technology. Still we are struggling to travel nearer to the speed of light. But we are telling ourselves that we can travel to the past and future by traveling beyond the speed of light. Because the state of the whole universe cannot be changed from a very very tiny place of the Universe. Let me tell you an example for that.

 

    Let us assume that in 2041, I would invent a time machine or time travel mechanism and travel to come here in 2021 to give ideas for this article. While I am travelling, I may change my physical situations which can be accessed by time machine or mechanism. But I can’t change the whole universe's planet's positions. Now in 2021, Saturn is nearer to the Earth. But in 2041 it won’t be. If my time travel mechanism has the capability to travel the time to the past, It should have the capability of changing the location of the Staurn too. Not only Saturn, all universes, Solar Systems, Planets, Moons, Natural Elements, Solids, Human, Animal, Plants, Atoms, Cells and everything which existed in this universe. I don’t think that we can find out the mechanism or machine which has the capability to change all this physically according to destination time.

 

    I have like these type of the examples to prove time travel is not possible. Then they say that we can freeze the time when we are travelling at the speed of light. Again there is the mistake of understanding the traveling of time with the traveling of the Photons. According to science, Light is travelling at the speed of 3,00,000 kmph. That means, a photon which is a light particle can travel at the speed of 3,00,000 kmph. In the future, if mankind finds a machine which can travel at the speed of light, the passengers of that machine definitely feel that the outside of the machine is freezed. So they definitely assume that time is frozen. But it is entirely wrong. Actually you are travelling along with photons with the speed of 3,00,000 kmph. So the same photon which is travelling with you from the starting to ending of the trip. It's similar to that if two trains travel at the same speed in parallel in the same direction, your eyes believe that illusion of that other train is freezing. The same illusion will happen if you are traveling at the speed of light.

 

    The same illusion will also be applicable in the scenario of “man falling into the Black hole” concept. If a man falls into a black hole, the outside people can see him like he is frozen. Actually he is falling nearer the speed of light into the black hole. So his image is traveling to the opposite of the light direction at the same speed. So other humans who are watching him feel that he is frozen. After some time his image will fade due to he falled into the black hole.

 

    So, really can’t we travel to the future or past? Physically yes. But virtually we can see the past from our present. Not by recording or anything. Actually everything that we are seeing now is actually past. For example, you already know that the sun is away from us and its light will reach the Earth after 8 Minutes. Actually we are seeing the sunlight which was created in the past about 8 minutes ago. Similarly, in everything in this universe we are seeing the past not the present. If we can see a sun in this universe away from 80 Million Light years and it's destroyed and we see that now means, Actually it happened 80 Million Years ago. Now in that place, there will be no evidence for that event which happened 80 Million years ago. But we are assuming that a sun destroying event is happening now. Similarly all the events that happened in this universe were past. I explained this in my last article “We can see the aliens in the future in their past” as a detailed explanation.

 

    Finally, as far as I know, We never can travel between time but we can see the past events by the photons travel. We can see our history of humans from 6 million light years away from earth. But we cannot go 6 Million years ago. This is the beauty of Nature which allows you to see events happen but no permission to change or participate in those events. At last, whatever we are saying that time is nothing but light or photons. Then only we are saying light years for the space distances. Light is a particle which can be attracted by gravity. So that only scientists are telling us that time is different in different planets and Black holes due to Gravity. So We can never travel to the past or future. But we definitely will find a machine that can travel at more than the speed of light and land on a planet that is a million light years away from our Earth and enjoy the events which happened a million years ago. So just enjoy the timeline and never try to participate or change it.

 

-Er.D.Kirubhakaran.

Thursday 24 June 2021

Thursday 13 May 2021

Is humankind an Alien?



     According to Space Science, the Universe was born about 13.7 Billion years ago. We already know that our universe was born from the Big Bang. It happened 13.7 Billion years ago (Assumption). So that our scientists are telling us that the age of our universe is 13.7 Billion years. And they say that the big bang is a massive expansion from a single point to many billion light years away. Actually some of the scientists say that it is an explosion from a minute particle. But in space the sound cannot travel. So the sound of an explosion cannot be heard. But visually we can see that planets and solar systems are moving away from that explosion place. So scientists called it expansion instead of explosion.


        Then Our sun was born 5 Billion years ago. The sun was born 8 Billion years after the Big Bang. 3.8 Billion years ago our Earth was starting to cool on the surfaces. Then animals started to birth and finally Dinosaurs were born and roamed the earth for about 165 Million Years. 65 Million Years ago The dinosaurs were killed by a big meteorite that crashed into Earth.


        The Big meteorite crashed into earth and it caused a big cyclone of Dust to affect the entire world. Not only Dinosaurs and many animals died. Even one dinosaur was not alive. All were killed by that big meteorite. But surprisingly, birds were not attacked by that big meteorite. Isn't that interesting? After 60 Million Years, i.e., 6 Million years ago from now humans were born on the Earth according to our Science.


        Cut at this point and come to today. Now we are trying to colonize Mars by human kind. We successfully sent a rover and continually we are researching Mars. After research, we came to the decision of Nuclear Bomb rain on Mars to control the environment of Mars. Let us assume that a rare, most dangerous kind of animal is living on Mars and our Earth is about to die. What will we do? How much bomb rain would happen on Mars, wouldn’t it? And how did this idea come to our mind to make an attack on Mars to control the environment of Mars. Did that mix in our gene?


        Why am I comparing these one incident which happened 65 million years ago and another one will be in the future? Yes. There is a hook. Please analyze the place and the time period of the actions. About 65 Million years ago, Dinosaurs were the most dangerous animal on this Earth and still now it is the only one dominant animal kind on Earth. But all dinosaurs were killed in one day by a meteorite. According to research, a meteorite has fallen on the Gulf of Mexico. That single meteorite had the power to destroy the dinosaurs and other dangerous animals of this Earth. But the same meteorite did not destroy the birds and small animals. Is that coincidence or well planned? If one meteorite had fallen on one end of the Earth, what happened to those dinosaurs who lived at the other end of the Earth? The research said that dust was the reason. Did that dust not have power to destroy the birds and other animals?


        After 60 Million years of this big collision, humans were roaming on this Earth. Yes. It's about Millions of Years. But the time gap between the events is very small compared to creation of the universe, planets and other animals born. After this big collision, The earth came back to normal and humans started to roam. Not only this time, In place also there will be one relation there. A meteorite has fallen at the gulf of Mexico. Humans were born in Africa. Mexico and Africa were closer to each other millions of years ago. I mean humans were born at the same place nearby the place where the meteorite fell after 60 Million years.


        So as today our ancestors planned to colonize our earth and destroy all dangerous animals on this Earth. And in the same place they allowed some humans to grow on this Earth. Then only our humankind started to occupy this Earth. From day one to today, we are occupying our Earth and destroying other animals on this planet. All other animals were decreasing in population other than human kind. Now we are destroying this planet and searching for another planet to live on. In terms of time and place, there is a small gap compared to other events in this universe. Some ancient stories also tell us that humans were created by other humankind and those are gods and from other planets.


        I am not writing that God is existing. But a special force is there to create and manage this universe and like our planets in other planets also there may be kinds of animals that may live. My theory is that those kinds of animals (maybe advanced human kind) might have come here or left somebody here to live. From those kinds we started to live, grow and dominate this planet as super kind. Yes. We have not any evidence or record to prove this theory. But it is also possible in my point of view.



Dated on 13-05-2021